How to Buy a House
Buying a house isn’t something we do every day (or at least it isn’t for most of us!) So especially when we buy for the first time, the process can seem confusing, as we realise it isn’t a simple question of saving up some money, then picking a favourite home and...
My Mortgage Angel: Mission and Purpose
Recently My Mortgage Angel was shortlisted for the Castle Point Mayor’s Award of 2022. We were one of just 20 shortlisted companies, which after five years in business, made me feel proud. Part of the shortlisting process involved a visit from the mayor herself,...
Joint Borrower Sole Proprietor Mortgage
Could a Joint Borrower Sole Proprietor Mortgage Help Your Kids Take Their First Steps on the Property Ladder? As an independent mortgage advisor, I am frequently asked by generous and supportive parents about how they can help their children buy their first home. (Of...
International Women’s Day: What #breakthebias Means for Women and Mortgages
I was inspired to write this piece because the theme for this year’s International Women’s Day (celebrated on Tuesday 8th March) is #breakthebias. Breaking the bias can be interpreted in lots of different ways, which is why it’s such a clever and thought-provoking...
What Would I Tell My Younger Self About Financial Protection?
A popular reflection exercise involves writing a letter to your younger self, describing and explaining all the life lessons you have learned. The idea behind the exercise is to vent your feelings and frustrations about decisions you made, helping you to better...
Celebrating International Women’s Day: Four Women Who Changed My Life
So many inspirational people shape us into who we are. Celebrating them every so often helps us remember how far we’ve come in life, and understand the value we can offer the world. The theme for this year’s International Women’s Day (celebrated on 8th March) is...
What Is A Re-Mortgage?
People often get confused about the exact definition of a re-mortgage (so if you weren’t quite sure then don’t worry, you’re not the only one!)
Put simply, a re-mortgage is a new mortgage on a property you own already.
My Mortgage Fixed Rate Is Ending. What Are My Options?
If there’s one thing I wish everybody knew about mortgages, it’s that you won’t make payments at the same rate throughout its entire term!
When It Comes To Mortgage Advice, Does One Size Really Fit All?
I’m fairly sure that most of us have bought something in the past which claims that ‘one size fits all’, only to be utterly disappointed to realise it doesn’t. I think the same is true of Mortgage Advisers. There are probably thousands of us across the UK, not to...
What Does Fee-Free Mortgage Advice Mean?
This sounds like a very obvious question, but people still ask all the time, “How much do you charge?” My answer is simple – nothing! All mortgage lenders pay commission to mortgage brokers. It’s usually a percentage of the size of the mortgage, so the higher your...
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
My Mortgage Angel is a trading style of Mark Cornelius who is an appointed representative of Quilter Wealth Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
My Mortgage Angel is a trading style of Mark Cornelius, 63 St Mary Axe, London, EC3A 8A
The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
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