What Comes First: Getting a Mortgage or Making an Offer?

What Comes First: Getting a Mortgage or Making an Offer?

Oscar Wilde’s famous saying: “when you assume, you make an ass out of u and me” is just as relevant to house-buying as it is to most other subjects in life. How?  If you assume you can afford – or conversely, that you can’t afford – to buy a property without checking...
Does One Size Really Fit All?

Does One Size Really Fit All?

I’m fairly sure that most of us have bought something in the past which claimed that ‘one size fits all’, only to be utterly disappointed to realise that actually it doesn’t. I think the same is true of Mortgage Advisers. There are probably thousands of us across the...
Ten Common Mortgage Myths – busted!

Ten Common Mortgage Myths – busted!

When you picture the process involved in securing a mortgage, it’s unlikely to be easy and clear.   You may even be feeling a strong sense of dread at the thought! Perhaps you’ve been bamboozled with jargon in the past, or felt confused by all the different options...